This Small Finance Bank Has Increased FD rates up to 9% for Senior Citizens

आमचा व्हाट्सअँप ग्रुप जॉईन करा ➡️जॉईन व्हाट्सअँप ग्रुप
आमचा टेलिग्राम ग्रुप जॉईन करा ➡️जॉईन टेलिग्राम ग्रुप

Jana Small Finance Bank has adjusted its FD rates interest for fixed deposits below Rs 2 crore. The interest rates provided range from 3% to 8.50% and are valid for deposit periods ranging from 7 days to 10 years.

The changes in interest rates for fixed deposits under Rs 2 crore at Jana Small Finance Bank will take effect from August 15, 2023, as indicated on the bank’s official website.

Here are the most recent Jana SFB FD rates (Fixed Deposit rates) offered by Jana SFB:

  • Deposits maturing within 7 to 14 days will earn an interest rate of 3%.
  • For deposits reaching maturity between 15 to 60 days, an interest rate of 4.25% will be provided.
  • Deposits with tenures of 61 to 90 days will receive an interest rate of 5.00%.
  • Deposits held for 91 to 180 days will enjoy an interest rate of 7%.

For longer tenure FD Rates:

  • Deposits maturing within 181-364 days will gain an interest rate of 7.75%.
  • Deposits reaching maturity in 1 year (365 days) will yield an 8% interest rate.
  • The bank is offering an interest rate of 8.50% on fixed deposits maturing in 2 to 3 years (1095 Days).
  • For deposits maturing in 3 years to less than 5 years, Jana SFB is providing an interest rate of 7.25%.
  • Deposits maturing in the subsequent five to ten years will garner an interest rate of 6.50%.

➡️Also Read About Sukanya Samridhhi Yojana in Marathi

Specific Senior citizens FD Rates:

Jana SFB offers an interest rate between 3.50% to 9% for senior citizens and the highest interest rate of 9% is offered on tenure of 2 years to 3 years (1095 Days). According to the website, “Only Resident Indian Senior Citizens (of 60 years and above age) are eligible for the above-mentioned Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits.

DurationSenior Citizen FD RatesRegular Fixed Deposit Interest Rates
7-14 Days3.50%3.00%
15-60 Days4.75%4.25%
61-90 Days5.50%5.00%
91-180 Days7.00%7.00%
181-364 Days7.50%7.75%
365 Days8.25%8.00%
1 Year – 2 Years (730 Days)8.75%8.25%
2 Years – 3 Years (1095 Days)9.00%8.50%
3 Year-<5Years7.75%7.75%
5 Years (1825 Days)7.75%7.75%
5 Years – 10 Years7.00%7.00%
Jana Small Finance Bank FD Rates
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